Insurance for Shipping your Car in Canada
Usually less than 5% of all cars transported by Canadian auto shipping companies have complaints of damages during the process. Although this is a very a small percentage, it is important that you take all of the necessary precautions to ensure that your car is delivered to the final destination in the condition you had it. The best way to achieve this is by choosing a reputable Canadian car shipping company and getting an appropriate insurance plan with an understanding of what specifically is covered.
Minimum insurance requirements for Auto Shipping in Canada
Any legally authorized car shipping company in Canada is required by law to have liability insurance at the bare minimum. Cargo insurance is also needed, though is more of a recommendation than a legal requirement. These two covers mean that the shipping company is adequately insured, and thus they have the ability to take care of any damages that might occur to your car in the process of shipping. All you will have to do is to pay the deductibles, where applicable, and they will take care of the rest. However, you should be keen on these basic covers and investigate them further to find out the specifics of each before you can agree to ship your car with the company.
Will the basic coverage meet your needs?
When searching for a basic insurance plan, one pertinent question you need to ask yourself is if the cover will be sufficient for your auto shipping needs. If you realize that the insurance plan does not meet your expectations because it does not cover specific items that you had wished for or does not protect potential problems that could occur during shipping, then it is useless to you. In such cases, you may find it necessary to get an additional coverage plan for what you think the basic cover did not include. However, you will be pleased to learn that the basic cover will suffice for most of the auto shipping insurance needs, unless you are thinking about shipping a very expensive luxury or a classic car.
Vital questions to ask about the auto insurance
It is in your own interest to determine if the insurance cover offered by the auto shipping company will meet all your needs. To help come to a faster and a more accurate conclusion, here are a few questions to seek answers for:
- Will you have to pay any deductibles?
- If that is the case, how much will you be required to pay for the damage claims?
- Is it possible to get additional cover if you are not comfortable with what was offered?
- What are the specific items covered by the auto shipping insurance?
- Are specialty items such as spoilers or ground effects covered?
- Does the cover include the whole car or just a few parts?
- Are there limits to the duration of the cover, what happens in case of delays?
Insurance is very important when shipping your car with an auto transport company. Ensure that you have all important details needed, and that you are comfortable with the plan you have before shipping your car.
